Bradenton, FL 34205

Telehealth For Bridgely Key Brokers

Telehealth For Bridgely Key Brokers

TeleDoc video appointment with mom, daughter and doctor.

We recently partnered with Converging Health Plan to provide great new benefit plans for YOU!   This is a low cost (starting at $10.95/month), high value benefit that you can use even if you have current health insurance coverage. 

For .36/day you can have a $0 Copay Telehealth plan that covers you and your household.

Non-traditional benefits change the conversation from increasing costs to increasing options. Our programs provide convenient access to health and lifestyle services, while reducing claims and improving productivity. Our benefits have no health restrictions, no limit on how often benefits can be used, and no restrictions on who and or when the service must be offered. We can also deliver these unique advantages to your clients!

The phone app and services are Amazing!

This is Teledoc for you and your family from Bridgely Key.  They are the largest provider of this service by far with over 6,000 doctors in their network. Teladoc is a national network of U.S. board-certified physicians and pediatricians that lets you resolve you or your households routine medical issues, on-demand 24/7, via phone or online video consultations from wherever you happen to be.

Our plan also includes many other great benefits like retail and prescription plans.  Vision and Dental can be added on for only a couple dollars more.

NCCI 2021 Work Comp Rates & COVID-19

NCCI has recommended the Florida Office of Insurance Regulation (OIR) reduce workers’ compensation premiums employers pay by an average of 5.7 percent in 2021.

After a 14.5 percent increase in 2016, Florida’s workers’ compensation rates decreased by 9.5 percent in 2018, 13.8 percent in 2019 and 7.5 percent in 2020.

NCCI cited “unprecedented results” in safety among reasons for reducing rates.

“For decades, with few annual exceptions, frequency (of claims) has continued on a clear downward path driven by technology, safer workplaces, improved risk management and a long-term shift from manufacturing to service sectors,” NCCI said. “NCCI has no expectation this trend will change course.”

OIR will review NCCI’s recommendations before setting rates effective Jan. 1. It does not always follow NCCI’s recommendations. This year, OIR approved a 7.5 percent decrease after NCCI proposed a 5.4 percent reduction.

For more,

Will the impact of the COVID-19 pandemic on workers compensation (WC) costs be reflected in the loss cost/rate filings?

This year’s loss cost/rate filings will be based on pre-COVID-19 premium and loss data and will not include an explicit adjustment for the impact of the COVID-19 pandemic. It is important to remember that ratemaking is prospective in nature. This means that it reflects anticipated losses and payroll during the period when the proposed loss costs/rates would be in effect, i.e., during 2021 and 2022. At present, the uncertainty surrounding the course of the COVID-19 pandemic and unavailability of quantitative COVID-19-related ratemaking data prevents determining a credible estimate of anticipated future losses and makes forecasting COVID-19 claims in the effective period uncertain.

For more on NCCI  plans, please click here.