As a small business employer, I also know how much time and energy it requires to stay on top of all your back office responsibilities. Things like payroll, payroll taxes, new employee reporting, child support payments, garnishments, unemployment claims, keeping up with new regulations, workers compensation premium calculations and audits, and more. If you are fortunate enough, you may even also have these additional responsibilities – health insurance deductions and payments, 401k deductions and payments, supplemental insurance deductions, and more! The list of items you may have can grow over time as you grow. Just keeping up with the ever changing regulations can be time-consuming enough. If you have hired an HR expert, benefits expert, risk management personnel, and all the other staff you would need, it would break the bank.